By using our website and services, you agree to follow these terms and conditions. Please read them carefully before proceeding. These terms create a legal agreement between you and TerrysInsurance.
Effective Date: October, 2025
When you request a quote or purchase insurance through us, you enter into a service agreement. We act as your broker and work to find coverage that meets your needs from our carrier partners.
You agree to provide accurate and truthful information when applying for insurance. False or incomplete information may result in denied claims or policy cancellation by the carrier.
Insurance premiums are determined by the carrier and must be paid according to the schedule you choose. Late payments may result in coverage lapses or policy termination.
You have the right to cancel your policy according to the terms set by your insurance carrier. Refunds and fees vary by carrier and policy type. We can help you through the cancellation process.
Our website is provided for your use in learning about insurance options and requesting quotes. You agree not to use our site for any unlawful purpose or in any way that could damage or impair our services.
You may not attempt to gain unauthorized access to any part of our website, systems, or networks. Any misuse may result in the termination of your access and potential legal action.
We strive to provide accurate and helpful information, but we cannot guarantee that all information on our website is completely current or free from errors. Insurance policies are subject to the terms and conditions set by the issuing carrier.
We act as an intermediary between you and insurance carriers. While we work hard to find you the best coverage, the final terms of your policy are determined by the carrier you choose.
TerrysInsurance is not liable for any indirect, incidental, or consequential damages arising from your use of our services or website. Our liability is limited to the extent permitted by law.
We are not responsible for the actions, policies, or decisions of insurance carriers. Any disputes regarding coverage or claims should be directed to the appropriate carrier.
Our website may contain links to third party websites or services. We are not responsible for the content, privacy practices, or terms of these external sites. Use them at your own discretion.
We reserve the right to update or modify these terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes are posted constitutes acceptance of the new terms.
We encourage you to review these terms periodically to stay informed about any updates that may affect your use of our services.
If you have questions about these terms and conditions or need clarification on any point, please contact us. We are here to help you understand your rights and responsibilities when using our services.
You can reach us by phone at +1 (346) 421-1705, by email at [email protected], and address at 3921 Long Prairie Rd Flower Mound TX 75028.
