3921 Long Prairie Rd Flower Mound TX 75028
[email protected]
+1 (346) 421-1705

Auto Insurance

Comprehensive protection for your vehicle and peace of mind on every journey

Coverage Options

Complete Auto Insurance Protection

Liability Coverage

Protects you financially if you're responsible for an accident. Covers property damage and medical expenses for others.

Collision Coverage

Pays for damage to your vehicle from accidents, regardless of who is at fault in the collision.

Comprehensive Coverage

Covers non-collision incidents like theft, vandalism, fire, natural disasters, and animal strikes.

Personal Injury Protection

Covers medical expenses and lost wages for you and your passengers after an accident.

Uninsured Motorist

Protects you if you're in an accident with a driver who doesn't have insurance or enough coverage.

Roadside Assistance

Provides help with towing, flat tires, jump starts, and lockout services when you need them most.

Auto Insurance Benefits

Why Choose Us

Key Benefits of Our Auto Insurance

  • Affordable Rates

    Competitive pricing with discounts for safe drivers, bundling policies, and more.

  • 24/7 Claims Support

    File claims anytime, anywhere with our dedicated round-the-clock support team.

  • Flexible Payment Plans

    Choose payment schedules that work for your budget - monthly, quarterly, or annual options.

Simple Process

Get Your Auto Insurance in 4 Easy Steps

1

Get a Quote

Share your vehicle details and driving history to receive personalized quotes instantly.

2

Compare Options

Review different coverage levels and prices to find the plan that fits your needs.

3

Choose Your Plan

Select the coverage that gives you the protection and value you're looking for.

4

Get Protected

Complete your enrollment and start driving with confidence knowing you're covered.

Common Questions

Frequently Asked Questions

Your auto insurance rates are influenced by several factors including your driving record, age, location, type of vehicle, coverage levels, credit score, and annual mileage. Safe driving habits and maintaining continuous coverage can help lower your premiums over time.

The amount of coverage you need depends on your state's minimum requirements, your vehicle's value, and your personal financial situation. We recommend having liability limits that exceed your state's minimums and adding comprehensive and collision coverage for newer vehicles.

Yes! We offer various discounts including safe driver discounts, multi-policy bundling, good student discounts, vehicle safety feature discounts, and more. Contact us to learn about all available discounts that may apply to your situation.

First, ensure everyone's safety and call emergency services if needed. Document the scene with photos, exchange information with other drivers, and contact our claims department as soon as possible. We're available 24/7 to guide you through the claims process.

Many auto insurance policies extend coverage to rental cars, but this depends on your specific policy and coverage levels. We can add rental car reimbursement coverage to help with costs if your vehicle is being repaired after a covered accident.

Ready to Get Protected on the Road?

Join thousands of drivers who trust TerrysInsurance for reliable auto coverage. Get your free quote today and drive with confidence.