Protect your home, belongings, and peace of mind against unexpected events
Covers the structure of your home, including walls, roof, and built-in appliances, against covered perils like fire, wind, or hail.
Protects your furniture, electronics, clothing, and other personal items from damage or theft, both at home and while traveling.
Provides financial protection if someone is injured on your property or you accidentally damage someone else’s property.
Covers hotel, meals, and other costs if your home becomes uninhabitable due to a covered loss.
Optional coverage for water damage from floods, which is typically excluded from standard home policies.
Enhanced coverage for damage caused by severe weather events like hurricanes, tornadoes, or hailstorms.
Custom plans to fit your budget with discounts for security systems, bundling, and claims-free history.
File and track claims anytime with our dedicated team ready to help restore your home quickly.
Tailor your policy with optional add-ons like jewelry protection, home business coverage, and more.
Provide home details and coverage needs for a personalized quote in minutes.
Review multiple plans and pricing from top-rated insurers in your area.
Select the perfect coverage level with help from our expert agents.
Finalize your policy and enjoy peace of mind knowing your home is covered.
Standard home insurance covers your dwelling, personal property, liability, and additional living expenses. It protects against perils like fire, theft, wind, and vandalism, but excludes floods and earthquakes unless added.
Premiums are based on your home’s location, age, construction type, coverage amount, deductible, and claim history. Safety features like alarms or fire sprinklers may lower your cost.
Yes, if you live in a flood-prone area. Standard home policies don’t cover flood damage. We offer separate flood insurance through the National Flood Insurance Program (NFIP) or private insurers.
Absolutely! Bundling home and auto policies with us can save you up to 25% on both premiums while simplifying your coverage under one trusted provider.
Replacement cost pays to replace damaged items with new ones. Actual cash value factors in depreciation. We recommend replacement cost for better protection.
Join thousands of homeowners who trust TerrysInsurance for reliable, affordable home coverage. Get your free quote today.
